Property Investors

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What we can help with

Strong portfolios start with a clear plan and finance that matches your goals. You want solid cash flow now and the ability to keep growing over time. We help you structure lending for new purchases, equity release, and regular reviews so each property supports the next. That includes investment property loans across New Zealand and rental property finance in Auckland.

Here’s a quick example. Aaron owned one rental and wanted to buy a second. His bank said no. We found a lender who could use his rental income and existing equity for the deposit. A split loan with an offset account kept his repayments steady while the rent covered most of the costs.

How the process works

Simple steps that keep you in control:

Set your strategy – Decide whether you’re buying, releasing equity, or cleaning up existing loans.
Review your position – We look at income, rent, expenses, equity, and overall risk.
Compare lenders – We shortlist investor-friendly lenders, structures, and rates that suit your situation.
Choose the structure – Interest-only or principal and interest. Fixed, variable, or split. Offset if it adds value.
Put the plan in place – We manage the paperwork and keep you updated from application to settlement.

Key benefits

Access to lenders who understand investors and complex income
Loan structures that support both cash flow and growth plans
Clear view of tax and rate trade-offs with your accountant or adviser
Options to unlock equity without overstretching
Ongoing reviews as your portfolio grows and the market changes

Ready to move on your next opportunity?

If you’ve got a property in mind or just want a check on your current setup, let’s talk. Book an investor finance review in Auckland (or online across NZ) and map out funding for your next purchase. You’ll leave with the numbers, a clear funding path, and a practical view of the risks and trade-offs.