Blog
At Skylight Financial Services, we share simple, practical articles to help Kiwis make confident decisions about home loans.
Our blog covers topics like buying your first home, reviewing your mortgage, refinancing, restructuring, and understanding what’s really happening in the New Zealand housing market. Whether you’re just starting to plan or already own property, you’ll find clear, mortgage-focused guidance written from a broker’s perspective.
Post-Covid, NZ property investing isn’t about quick flips and automatic capital gains
A flat housing market can actually favour first home buyers by giving
Choosing between a 1- or 2-year fix is really about balancing flexibility
Post-Covid, lending rules are shifting: DTIs now cap how much high-multiple income
The scrapping of the Kāinga Ora First Home Grant has made deposits
Post-Covid, the choice between building new or buying existing is no longer
After a wild ride from ultra-low Covid rates to sharp hikes, today’s
Post-Covid, there’s no single “NZ housing market” – big cities like Auckland
Post-Covid, different parts of New Zealand are moving at different speeds –
