First Home Buyers

First Home Buyers

Getting the keys for the first time is huge. Things move quickly and a touch of nerves comes with the thrill. We guide first home buyers in NZ from price target to keys in hand. Skylight Financial Services helps you plan the path, compare loans, and make decisions with confidence.

What we can help with

Getting the keys for the first time is huge. Things move quickly and a touch of nerves comes with the thrill. We guide first home buyers in NZ from price target to keys in hand. Skylight Financial Services helps you plan the path, compare loans, and make decisions with confidence. A quick example. Liam and Noor had saved for years, but they kept hearing mixed advice. We worked out what they could afford, secured pre-approval, and explained the costs that appear all the way to handover. They found a place within a month and felt calm the whole way.

How the process works

The path is simple and structured.

  1. Confirm your buying power for first home loans NZ.
  2. Get pre-approval documents and confirm your limit with a lender.
  3. Compare options. Look at rates, features, and loan structures.
  4. Choose and apply. Apply and track each step.
  5. Settle and move in. Coordinate the final checks and celebrate the keys.

Key benefits

  • We tell you exactly what you can afford
  • Understand costs and timing and avoid common traps.
  • Access to a wide panel of lenders
  • Support that continues after approval

Ready to start

Plan your first home loan in Auckland with a simple checklist and timeline. Leave with a simple plan you can follow. Start now and shop with confidence, knowing your numbers and the next move.

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Process Steps

1

Ready yourself for house hunting

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2

Organise paperwork for the home loan

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3

Contact us to begin a home loan application

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4

Search for your ideal house

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5

Make an offer on the house

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6

Finalise your home loan with the bank

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7

Choose the right home loan options

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8

Start the preparations for moving in​

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Why choose Skylight as your 
finance broker?

High loan approval rates

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Room to negotiate interest rates

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Business Loans at home loan rates

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Secure maximum loan approval

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Fast turnaround

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